The RBI kept rates unchanged in June 2026 — and most investors are reading that as a negative signal. But hidden inside the RBI’s own quarterly forecasts is a very different story, one that points toward a much stronger economy by Q4 FY27. This post identifies the exact sectors and businesses that long-term investors should be building positions in right now, before that cycle turns.
The RBI kept the repo rate unchanged at 5.25% in its June 2026 meeting — and most investors think that is bad news. It is not. Understanding why the RBI held rates, what it is watching daily, and what its own GDP forecast quietly signals for FY27 will completely change how you think about your stock portfolio right now.
I ran the same Rs. 1 crore, 10-year investment model on three listed Indian REITs: Embassy, Mindspace, and Brookfield. I’ve used their actual financial data to estimate future returns. The results were surprising: two of the three REITs outperformed physical property on both absolute corpus and XIRR, while also carrying zero property tax, zero maintenance cost, and full liquidity. Here is the complete data, all assumptions explained, and my final verdict on which REIT gives the best return.
Many investors assume that using a home loan will always create more wealth because it shows a higher ROI and here leverage is being used. But when I compared a self-funded property purchase with a home-loan strategy, the results told a very different story. One option showed a better return percentage, while the other actually left the investor with more money.
Amazon spent 20 years making losses, and made its investors extraordinarily wealthy because of it, not in spite of it. Out of 850+ new-age tech IPOs listed in India since 2021, I found 10 companies operating on that exact same strategic logic. They are deliberately sacrificing profit today to dominate the market tomorrow.
Most retail investors reject a tech stock the moment they see a high P/E ratio. We assume that it is overpriced. But for high-growth tech companies, a high P/E is often a deliberate choice, not a warning sign. Understanding why changes the way you evaluate these stocks completely, and it starts with questioning one assumption you have always taken for granted.
Indian IT companies like TCS, Infosys, and Wipro have already survived Y2K, the dot-com era, and the SaaS disruption. Each time, people predicted their decline. AI is genuinely more disruptive because it compresses the actual knowledge work these companies bill for, not just where software runs. But history suggests a familiar pattern is unfolding, and the companies that adapt fast will come out larger than before.
Depreciation is not just an accounting entry – it is a promise that a company will recover its invested capital over time. The Rithala case is the story of what happens when that promise gets cut short, leaving Rs. 94.59 crore stranded on a balance sheet. Six numbers explain the whole thing – and once you see them, you will never read a depreciation schedule the same way again.
Warren Buffett’s investing principles — retained earnings, wide moats, and patience — work just as powerfully in India as they do in America. In this post, I have applied these exact principles to identify six Indian companies across large, mid, and small cap segments that are worth holding for the next twenty years. The names and the numbers inside will surprise you.
Warren Buffett has been writing letters to his Berkshire Hathaway shareholders for over sixty years now. Hidden inside those letters is some of the most practical investing wisdom ever written down. These letters teach ordinary investors like us how to think about money, businesses, and patience in a way that no finance textbook ever does. The five learnings I picked from these letters quietly changed how I look at equity investing forever.
After running Nifty 500 stock through five strict fundamental filters of ROCE, EPS growth, debt levels, free cash flow, and relative P/E, only 21 companies made the quality cut. A full DCF analysis with a 15% Margin of Safety (MoS) then narrowed this down further to just 2 stocks currently trading below their intrinsic value, plus 4 high-quality names very close to their buy price. All 6 stocks are named and analysed in detail inside.
A falling stock price does not automatically make a stock undervalued. These are two very different things, and confusing them is the most common and costly mistake investors make. Finding genuinely undervalued stocks requires a structured three-step process: (a) screening thousands of stocks through five specific filters,(b) calculating the intrinsic value of the business, and then (a) buying only at a price that gives you a meaningful margin of safety. This post explains the entire method, step by step.
