What are stocks all about? Why they are often seen as a complicated investment? Is it really complicated to buy and sell stocks? For sure, investing in stocks is not as simple as buying a fixed deposit. Why? Because fixed deposits are fixed return investments, and stocks do not give fixed returns. Stock’s returns could be…
It’s the price volatility that makes stock investing so risky. But why does stock price fluctuate at all? There can be several small and big reasons for the price volatility. But the main thing that triggers all price volatility is demand and supply of stocks. When a stock’s demand is low (more sellers than buyers), its price…
Why one must care to look into the dividend analysis of Tata Consultancy Services (TCS)? Tata Consultancy Services (TCS) is one of the world leader in IT services. TCS generally works in collaboration with its customers. They redesign business implementation strategy by integrating IT, with its work culture. This integration of IT further strengthens &…
I have been budgeting and tracking my expenses since last 8 years. There has hardly been any expense that has went unaccounted in these years. I love to keep my accounts absolutely updated. The best way to do it by budgeting and tracking all expenses. In last few years I have used many expense tracking software….
This report will highlight a salary that can buy home in top Indian cities. We all like to have a property in big cities, right? But this is tough, as property price in these cities are sky high. People who live in cities like Mumbai, Delhi, Bangalore etc know how expensive can be a residential property….
Financial genius are not the ones who knows everything about finance. Financial genius’s know the ‘right things’ People who have become very successful in money making knew the right things about finance very early in life. Even common men can grow and become financial genius. Handling money is in genes of humans. Riding a bicycle…
Where to park money idling in savings account? Savings accounts offer to low interest. Better is to invest it elsewhere. Where do you keep your savings? Majority do it in savings account. What are the alternatives available? Recently I came across a friend who works as a priority manager for a Bank. He handles variety…
It sometimes puzzles me that why do credit cards offer rewards. Customers like you and me can pick and choose credit cards based on suitable rewards they offer. Once we have a credit card that offers rewards, we can go around swapping them in our purchases. Suggested Reading: Utility of credit utilization ratio explained with…
If we have a credit card & we do not know how to use credit card it’s a problem. It is like not-knowing how to use a knife. To cook food use of knife is essential. But knife can also injure a person if not used properly. Similarly, improper usage of credit card can cause…
How many live life completely dependent on their monthly paycheck? Not surprisingly, 95% of all salaried people live a paycheck to paycheck life. Why it is so? Because salary (paycheck) is a very assured form of income. But on downside, it makes people complacent about their financial security. Salary income is assured only till one’s doing a job. If one…
It is amazing to note that how rich get richer. Every passing day, they seem to get even more rich. How does this happen? Standard of living of millionaires is what attracts us the most, right? Millionaires have lots of excess money. But the way they lead their lives attracts us the most. It will…
There are several alternatives available for investing money in India. But the problem is that, investment after retirement must be done in a specific way. Hence, the composition of ‘investment portfolio’ of a retired person is different from other people. What is the difference? A retired person plans to include those assets in portfolio which…
