• Whether Investment in Ola Uber Cab is Profitable?

    Investment in Ola Uber cabs can be profitable, especially with more trips and longer rides, as shown by ROI ranging from 9.96% to 38.64%. However, profitability depends on managing costs and meeting minimum business guarantees effectively.

  • What should be the thought process of investing 10 lakh Rupees [India]?

    How to invest 10 lakh rupees in India? We are dealing with a big lump-sum amount here. Hence, it is better to proceed with caution. Idea should be to generate the ‘expected returns‘ with a “reasonable risk of loss” associated with it. It is important to understand the following concepts before proceeding: Expected Returns: Example:…

  • Which is the best investment plan in India for middle class?

    The best investment plan is one which not only takes care of our needs but also creates wealth over time. What I’m saying is nothing new, right? Investment advisors have been saying this for years. But the problem comes in its implementation. Buying mutual funds, stocks, bonds etc in the name of investment is not…

  • Where to invest money for high returns in India?

    One day I was sitting with my group of friends. We were randomly gossiping about things, when the topic of investment came up. People were eager to know about it, but they only wanted quick answers for queries like ‘where to invest money for high returns‘. Frankly speaking, there are no quick answers when one…

  • Best Dividend Paying Mutual Funds in India

    Dividend paying mutual funds are my favourite investment vehicle. Why? I like them because it can generate short term income. “Income generation” and “equity investments” does not go hand in hand. This is why, regular dividends from equity based funds makes it unique. I love it. But income seekers must play cautiously with mutual funds….

  • Intrinsic Value Calculator [Ben Graham Formula]

    Intrinsic Value Calculator (Modified Ben Graham’s Formula) Modified Benjamin Graham Formula EPS (Rs./Share): Expected Growth Rate g (%): Bond Yield Y (%): Current Market Price (Rs.): 💡 Calculate Introduction Have you ever wondered how some investors, like Warren Buffett, seem to pick winning stocks time and again? It’s not magic or guesswork. It’s about understanding…

  • How much money do I need to retire from job: How to Calculate?

    When I was 25, I was already dreaming about financial independence. On one side, my father was enjoying his job even when close to retirement, while I was considering it (retirement) at the outset itself. Read more about how to be financially independent. [Check at the bottom of this post to know, where to invest…

  • Loan Prepayment Calculator: Saving Lakhs On Home Loan [Now]

    This home loan prepayment calculator gave me the inspiration to become debt-free. Now, after years of painstaking focus and persistence, I am finally debt-free. It is a different life. How I’ve reached this stage? My home loan prepayment calculator made it possible. How? It all started in the year 2012-13. While we were developing this…

  • How to Build Assets? What is the Process of Asset Creation?

    Did you know that only a fraction of the world’s population truly understands the art of building assets? Picture this: more than 75% of people around us suffer due to the complexities of financial struggles. It’s all because they do not realize the importance of asset creation. In a world where financial independence remains an…

  • Biggest problems in investing money

    What are the biggest problems in investing money that people face in real life? We give a lot of attention to what we must do as a good investment practice. But it is also advisable to look into the Don’ts of investing money. If we only know the Don’ts, we stand a great chance of…