GETMONEYRICH — FOUNDER'S NOTE

About Me

Mechanical engineer by training, project manager by trade, investor and writer by inclination — building GetMoneyRich in full view of the ledger.

Portrait of Manish Choudhary, founder of GetMoneyRich

BATCH

B.E. Mechanical, 2001

CERTIFIED

NSE — Financial Modeling & Equity Research

BASE

Pune, India

IN OPERATION SINCE

2008

EXHIBIT 00

Credentials

Credentials summary for Manish Choudhary: NSE certified seal; B.E. Mechanical Engineering, 2001 batch; NSE certifications in Financial Modeling & Valuation and Advanced Equity Research & Valuation; 16+ years of corporate project management across integrated steel plants in India and abroad; independent equity research and investing since 2008 using a value investing and GARP approach; the Stock Engine product, which began as an Excel-based Stock Analysis Worksheet in 2017 and was rebuilt as a web app in 2022; and a user base of 4,500+ unique users since 2017, of whom 600+ are repeat users.

Formal qualifications and NSE certifications, 16+ years of corporate project-management experience, independent market study since 2008, the Stock Engine product and its user base, and the value-investing / GARP philosophy behind all of it.

I'm a Mechanical Engineering graduate of the 2001 Batch, also NSE-certified in "Financial Modeling and Valuation" and in "Advanced Equity Research and Valuation".

For the first 16+ Years, I worked in the role of a Project Manager for some Indian and MNC companies. Between 2007 and 2017, my projects were in the Integrated Steel Plants of India and abroad.

I realized early (while I was a student) that I have a liking for writing and finance. In 2008, I started my blog getmoneyrich.com, where I unknowingly integrated both my interests.

Eventually, in 2017, I left my job and converted my passion for blogging into my full-time work. In 2022, my brother and I (who is a coder) launched our web application called the Stock Engine.

Follow me on Linkedin →

The ultimate goal of my life is to attain financial independence. One of the milestones of my life was to leave my 9-5 job (which I did in 2017). But I've still not attained financial freedom.

My way of reaching there is through investing, accumulating assets, and creating a sufficiently big investment portfolio. At 45+, I still have a long way to go to reach my goal. However, I must admit that it's a long, tiring, but the most pleasant journey for me. It's like living a dream (for me).

You can jump here to check the current status of my financial independence.

INSTRUMENT // FI-INDEX

Financial Independence: in progress

A weighted average across seven milestones I track for myself — see the full breakdown below.

For context, here's how it actually started.

EXHIBIT 01

My Journey

Timeline of Mani's journey from 2001 (B.E. Mechanical) through discovering Rich Dad Poor Dad in 2006, starting to invest and blog in 2008–2009, leaving his job in 2017, and launching the Stock Engine app in 2022, working toward the ultimate goal of Financial Independence.

2001 → B.E. (Mechanical). 2006 → read Rich Dad Poor Dad. 2008 → started learning stock analysis and investing in mutual funds. 2009 → started this blog and bought my first stock. 2017 → left my job. 2022 → launched the Stock Engine app.

EXHIBIT 02

Financial Independence Status (Complete: 44.3%)

I have devised a simple algorithm to track the current status (Progress) of my goal of financial independence. I've identified seven (7) major milestones that I need to achieve to attain financial freedom. To each of these milestones, there is a weight based on which I calculate the weighted average of the overall progress.

You can check the list of activities below, which I call my "Financial Independence Masterplan." I've tried to keep it simple because my goal itself is too complex to achieve. Hence, to reach there, it is my conscious decision to remove the "common" ifs and buts from my plan. You can also check the activity flow; it will give you an idea of the mental mapping I've kept for the achievement of my goal.

Financial Independence Masterplan table showing seven milestones — start a side business, build investment portfolio, buy home, become loan free, leave job, reliable income from business, and passive income — with their status, progress and weight, alongside an activity flow diagram, totaling 44.3% overall progress.
BUILT WITH MY BROTHER Stock Engine → Our proprietary NSE stock-screening web app, launched in 2022. CONNECT LinkedIn → Manish Choudhary — background, updates and network. NSE CERTIFICATE Financial Modeling & Valuation → View the certificate (PDF). NSE CERTIFICATE Advanced Equity Research & Valuation → View the certificate (PDF).