The government has increased the EPFO wage ceiling from ₹15,000 to ₹25,000 per month. Since this news broke, I have been getting a lot of messages from readers who are confused and a bit worried. The question is simple: Does this hike make my PF contribution go up now? And if it does, will my…
What Every First-Time Investor Should Verify If you’re moving your retirement corpus into mutual funds for the first time, especially through an online distributor platform you’ve never used before (like Groww, Zerodha Coin, ET Money, etc.), how to ensure that your invested money is safe? We also have bank-led platforms like HDFC Bank, ICICI Direct,…
The stock isn’t falling because of one specific reason. I think there are three things causing this steep fall. First, the base was already weak. Q1 FY27 net profit (PAT) fell 28% YoY to ₹136 crore. EBITDA margin slipped to 17% from 24% a year ago. Kotak has held a Sell rating for months with…
India’s GDP growth is 7.8%, but Subhash Garg says it’s really 2.6%. Here’s a step-by-step explanation of the base-year revision and the real math behind both numbers. Which one you should actually trust? I’ve explained my take on it. You can also watch this video to understand this matter.
I filtered 1,000 stocks down to 206 using just three conditions — ROCE, debt, and growth. Here’s the exact filter combination, step by step.
Bought before or after 1st April 2023? Your debt fund’s tax rate depends entirely on it — here’s exactly how much you’ll pay either way, with real numbers
HDFC Bank’s share price target for 2030 depends on business recovery. Although the merger pressure keeps the stock cheap today, solid loan quality and expanding branches point toward a sustainable growth. There are three key business triggers that could be the next trigger for HDFC Bank
I almost shut down Stock Engine because of ChatGPT. New subscribers had slowed down, investors were switching to AI chatbots for stock research, and I honestly felt my tool had become irrelevant. But when I sat down to compare both honestly, what I found will make you think twice before using ChatGPT for stock picks.
The RBI kept rates unchanged in June 2026 — and most investors are reading that as a negative signal. But hidden inside the RBI’s own quarterly forecasts is a very different story, one that points toward a much stronger economy by Q4 FY27. This post identifies the exact sectors and businesses that long-term investors should be building positions in right now, before that cycle turns.
The RBI kept the repo rate unchanged at 5.25% in its June 2026 meeting — and most investors think that is bad news. It is not. Understanding why the RBI held rates, what it is watching daily, and what its own GDP forecast quietly signals for FY27 will completely change how you think about your stock portfolio right now.
I ran the same Rs. 1 crore, 10-year investment model on three listed Indian REITs: Embassy, Mindspace, and Brookfield. I’ve used their actual financial data to estimate future returns. The results were surprising: two of the three REITs outperformed physical property on both absolute corpus and XIRR, while also carrying zero property tax, zero maintenance cost, and full liquidity. Here is the complete data, all assumptions explained, and my final verdict on which REIT gives the best return.
Many investors assume that using a home loan will always create more wealth because it shows a higher ROI and here leverage is being used. But when I compared a self-funded property purchase with a home-loan strategy, the results told a very different story. One option showed a better return percentage, while the other actually left the investor with more money.
