• How a Beginner can start investing money? What is the Investment Process?

    When I was in my mid-twenties, my father advised me to start investing money. Hence, he helped me to buy my first life insurance endowment plan. In later years, I started buying mutual funds regularly through SIP route on my own. This is the way majority invest money, right? There is nothing wrong with this…

  • Venkys – Share Price Analysis

    Venky’s is a stock which operates in FMCG sector. It’s line of business is Food Processing. People know Venky’s more for their line of product dealing with ‘processed chicken’. It is one of the most well known businesses operating in the small cap sector. Why Venkys stock? In last 12 months, the price of Venkys…

  • What is Reverse Mortgage? How it can generate income for old people?

    Reverse mortgage is also a ‘home based’ loan. But it is different from our typical home loan. The main difference is that, reverse mortgage is available only for elderly people, above 60 years of age. In working, the reverse mortgage is just the opposite of home loan. Hence the word “Reverse” is used to name…

  • Zee Media – Stock Analysis

    Zee Media Corp. is a company which is in the business of TV news broadcasting. Main channels which comes under the umbrella of Zee Media are: Zee News, Zee Business etc. In totality, Zee Media owns 10 such TV channels. Why Zee Media Stock? Report generated on my stock analysis worksheet. Above what you can…

  • Organisation Structure of Mutual Funds in India

    Recently I was reading about the launch of India’s first Real Estate Invest Trust (REIT). As it was the first such financial instrument in India, I wanted to know more about it. Basically I wanted to know, who is behind this REIT? This small question took me into a spiral, and what I could unearth…

  • Tips & Tricks to Save Money – Save Money To Live Better

    You know, one can use clever tricks to save money. This way one can fool self, and save more. But why to resort to fooling self? Because most of us are better spenders of money; we can spend money more effortlessly. Saving money does not come naturally to people. We are psychologically better spenders than…

  • Which is better – Index Funds vs Actively Managed Funds [2021]?

    In last decade, index funds have gained lot of popularity. What makes index funds attractive is their low cost. Compared to actively managed funds, index funds has lower expense ratio. ‘HDFC Index Fund – Sensex’ is one of the better index funds. It has an expense ratio of 0.3% (Regular Plan), and 0.1% (Direct Plan)….

  • “REIT India” is Finally A Reality in form of “EMBASSY REIT”

    “Embassy REIT” is India’s first Real Estate Investment Trust (REIT). It’s IPO has been issued on 18th-Mar’19, and will remain open till 20th-Mar’19. Through this IPO, Embassy REIT wants to raise capital worth Rs.47,500 million (Rs.4,750 Crore). I have already written few basics about REIT. I’ll suggest you to give a glance on it as…

  • How To Do Detailed Analysis of Profit Margin of Companies?

    I was doing a detailed analysis of profit margin of few Indian companies. Two names that came to my attention were HEG and Graphite India Why my stock screener flagged these companies to me? Because between a period of Mar’2014 and Nov’2018, in a span of 4.5 years, these stocks were giving a return of…

  • Interesting Things About Dividend Yield Formula

    The formula which is used to calculate dividend yield is simple. Dividend yield equals dividend per share divided by price. But what makes the dividend yield formula interesting is the “price” placed in the denominator. How? What we generally consider ‘price’ is actually “current market price” of stock, right? But pro stock investors generally consider…

  • Everything about how to make your money work for you?

    How we make money in our day to day life? We work, which in turn earns us money, right? We do a job and make money. But what if I tell you that there is an easier way to make money. How it’s easier? Because one can make money like this ‘without work’. Do no…

  • How to Invest Risk Free and Earn High Returns?

    If we can invest risk free and earn high returns, wouldn’t it be an ideal scenario? Sure it will be, but how to do it? This is what we will discuss in this article. But allow me to first confess a thing. This blog post is not about the “traditional” write-up on risk free investment…