Recently I was reading about the launch of India’s first Real Estate Invest Trust (REIT). As it was the first such financial instrument in India, I wanted to know more about it. Basically I wanted to know, who is behind this REIT? This small question took me into a spiral, and what I could unearth…
You know, one can use clever tricks to save money. This way one can fool self, and save more. But why to resort to fooling self? Because most of us are better spenders of money; we can spend money more effortlessly. Saving money does not come naturally to people. We are psychologically better spenders than…
In last decade, index funds have gained lot of popularity. What makes index funds attractive is their low cost. Compared to actively managed funds, index funds has lower expense ratio. ‘HDFC Index Fund – Sensex’ is one of the better index funds. It has an expense ratio of 0.3% (Regular Plan), and 0.1% (Direct Plan)….
“Embassy REIT” is India’s first Real Estate Investment Trust (REIT). It’s IPO has been issued on 18th-Mar’19, and will remain open till 20th-Mar’19. Through this IPO, Embassy REIT wants to raise capital worth Rs.47,500 million (Rs.4,750 Crore). I have already written few basics about REIT. I’ll suggest you to give a glance on it as…
I was doing a detailed analysis of profit margin of few Indian companies. Two names that came to my attention were HEG and Graphite India Why my stock screener flagged these companies to me? Because between a period of Mar’2014 and Nov’2018, in a span of 4.5 years, these stocks were giving a return of…
The formula which is used to calculate dividend yield is simple. Dividend yield equals dividend per share divided by price. But what makes the dividend yield formula interesting is the “price” placed in the denominator. How? What we generally consider ‘price’ is actually “current market price” of stock, right? But pro stock investors generally consider…
How we make money in our day to day life? We work, which in turn earns us money, right? We do a job and make money. But what if I tell you that there is an easier way to make money. How it’s easier? Because one can make money like this ‘without work’. Do no…
If we can invest risk free and earn high returns, wouldn’t it be an ideal scenario? Sure it will be, but how to do it? This is what we will discuss in this article. But allow me to first confess a thing. This blog post is not about the “traditional” write-up on risk free investment…
It is essential to build ones financial literacy. Why? Because in todays world almost every human activity is in some ways dependent on money. We need money to get access to even bare necessities of life like food, clothing, and shelter. Our spending needs, does not stop with necessities only. We also need money for…
I was about to leave my office one Friday evening, and this thought came to my mind that, How to plan and invest Rs.5000 per month for next 20 years? The objective was to start investing in general as a good habit, which eventually can also build a corpus. The time horizon was long, so…
How the information stated in RERA website helps the potential home buyers? Before we go into those details I would like to say that the presence of RERA (a regulator) itself is a big “protection” for the home buyers. Real Estate Regulatory Authority (RERA) acts as a regulator of the real estate sector in India….
Almost all salaried people in India contributes to EPF scheme to build a retirement corpus. But NPS (National Pension System) did not had this kind of penetration. In 2009, GOI made NPS available for ‘all citizens’ of India. Earlier it was available only for the government employees. Today we know that NPS can build a…
