• Rent vs buy house decision explained with an Online calculator

    The rent vs buy a house decision is a dilemma that the majority face while buying their first home. It is one of the tough decisions of life. Why? Because when common men decide to buy a house, they are actually making a decision to lead a less-abundant lifestyle. Hence, along with money, buying a house…

  • Home Loan Transfer to SBI – How to do it?

    SBI provides home loan at most attractive interest rates. Yuvraj wanted his home long transfer to SBI. He did some study and here are his findings. Yuvraj carries home loan of Axis Bank. He was paying interest at rate of 10.75% on his home Loan. He saw that State Bank of India (SBI) is offering…

  • How much money do I need to retire from job: How to Calculate?

    When I was 25, I was already dreaming about financial independence. On one side, my father was enjoying his job even when close to retirement, while I was considering it (retirement) at the outset itself. Read more about how to be financially independent. [Check at the bottom of this post to know, where to invest…

  • Loan Prepayment Calculator: Saving Lakhs On Home Loan [Now]

    This home loan prepayment calculator gave me the inspiration to become debt-free. Now, after years of painstaking focus and persistence, I am finally debt-free. It is a different life. How I’ve reached this stage? My home loan prepayment calculator made it possible. How? It all started in the year 2012-13. While we were developing this…

  • How to use Credit Card?

    If we have a credit card & we do not know how to use credit card it’s a problem. It is like not-knowing how to use a knife. To cook food use of knife is essential. But knife can also injure a person if not used properly. Similarly, improper usage of credit card can cause…