If you are in a dilemma about whether to invest or prepay the home loan using your spare cash, then you are not alone. This… Read More »Invest or Prepay The Home Loan? Which is the wiser alternative for people?
When you’ll Google the term “become debt free“, the search result will also display a query: “is it good to be debt free?“ This dichotomy… Read More »Become Debt Free: A Plan To Get Out of Debt Quickly [NOW]
What is financial independence? It is a state where ones assets generate enough passive income to pay for the required expenses of life. People also… Read More »Financial Independence: A Definitive Guide To Achieve It In Stages
There was a time in my life where I’d to spend 50% of my ‘take home salary’ on EMI for home loan. Though it was… Read More »Debt Trap – What is it? How to identify the trap? Use Debt Burden Calculator.
Let me give you the answer straight away. There is no way one can build or improve credit score without debt. Though there is a small compromise… Read More »How to improve credit score without debt?
SBI provides home loan at most attractive interest rates. Yuvraj wanted his home long transfer to SBI. He did some study and here are his… Read More »Home Loan Transfer to SBI – How to do it?
Paying home loan EMI’s month-after-month is a burden. How to reduce home loan EMI? By making loan ‘prepayment‘. What is prepayment? It is an extra… Read More »Which is better: home loan prepayment to reduce EMI or tenure?
When I was 25, I was already dreaming about financial independence. On one side, my father was enjoying his job even when close to retirement,… Read More »How much money do I need to retire from job: How to Calculate?
What happens if personal loan is not paid? Is there a punishment for non payment of personal loan? Will the defaulter go to jail straight away?… Read More »What happens if personal loan is not paid in India?
How to improve financial position of self before one turns 28? The age of 28 years is important in India. This is the age bracket… Read More »Improve financial position by 28 years of age?