What is E-Gold Investment in India?

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We know how gold is an investment vehicle. But what is e-gold? All over the world the commodity market is dominated by precious metals like Gold and Silver. In India in year 2010, National Spot Exchange introduced E-Gold. The biggest benefit of E-Gold is that it allows investors to invest in gold with much lower […]

How to Become Crorepati in India?

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Is is possible for a common man to become crorepati in India? Honestly speaking its not easy. But is there a way out? Generally we associate only big movie starts, politicians, cricketers & businessmen with the word crorepati. But the question here is, can a common man like you and me become crorepati? I know […]

How Easy is the Online EPF Withdrawal Process?

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How difficult it was for people to understand the EPF withdrawal process? In good old days, EPF withdrawal process was known only to the employer. Hence it was not uncommon to find ex-employees being harassed by the employers for their EPF withdrawals. But the cases of harassment was a smaller problem. The bigger issue was […]


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What is the utility of a balance sheet for individual? Why a salaried employee must maintain a personal balance sheet? There can be no if’s and but’s in the answer. An individual must maintain a balance sheet for personal use. Why? Because it will assist in keeping ones personal finance in order. What is a […]

What is REIT India? Whether to Invest or Avoid?

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REIT is an acronym for Real Estate Investment Trust. REIT is basically a company which develops and own ‘income producing’ real estate properties. IPO of India’s first REIT was launched on 18-Mar’19. Shares of Indian REIT started trading from 01st April’19 in Bombay Stock Exchange. In the 3Q ending 31-Dec’2019, Embassy REIT has posted a […]

Whether Investment in Ola Uber Cab is Profitable?

One of my friend asked me this question, whether investment in Ola Uber Cab is a profitable business prospect? We had no idea of how Ola Uber cab drivers made money. Read more about how to build an alternative income source. So we thought to do some research work. I this I article, we will […]

What should be the thought process of investing 10 lakh Rupees [India]?

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How to invest 10 lakh rupees in India? We are dealing with a big lump-sum amount here. Hence, it is better to proceed with caution. Idea should be to generate the ‘expected returns‘ with a “reasonable risk of loss” associated with it. It is important to understand the following concepts before proceeding: Expected Returns: Example: […]

How to Build Assets? What is the Process of Asset Creation?

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Introduction: There are easy ways to build assets with little money. But less people in this world can build assets. Why, what is the problem? The problem is that, people do not know the process and importance of asset building. Hence it gets ignored. [Also check this free online Net Worth Calculator.] What one must […]