Debt mutual funds are investment instruments that cater to the need for risk-averse investing. These mutual funds primarily include only those securities in their portfolio that yield fixed returns. Moreover, unlike equity funds, the safety of the invested capital is ensured in debt funds. The securities included in the debt fund’s portfolio consist of treasury…
Buying stocks of a company makes one a proportional owner of it. Suppose there is a company whose shares you own. This company made about Rs.2,140 crore net profit in a financial year (FY). Let’s assume that this profit was also collected as cash in the same FY. If you are a majority shareholder of…
Warren Buffett is an investor that we can emulate. Warren Buffett’s letter to shareholders provides valuable insights and understandngs. These letters are full of hints about the investment philosophy practiced by him. The letter becomes even more endearing because every year, since year 1977, Buffett’s letter accompany’s the Berkshire Hathaway’s annual report. For sure, we…
The focus on buying stocks at a discount has unparalleled benefits. It is especially true for people who are accumulating assets through the process of value investing. We tend to shop more during the SALE season. Recently I upgraded my phone to a Samsung S20 FE. It’s almost a 1.5-year-old model, but considering that it’s…
The prices of even the best stocks fall when the whole stock market is on a falling spree. In such times, investors with a long-term mindset buy such stocks. But how to invest in a high market? The answer to this question is not simple. Why? Because a simple solution will be to do nothing…
How do you calculate the CAGR for a portfolio? When I first saw this query, I thought, why someone asked this question? Frankly, I misjudged the depth of it. Hence, for a few days, I kept it unanswered. But something told me that there is more to this question than what’s visible. Why? If you…
Select Fast Growing Companies Explore high-growth companies with key financial metrics All Op. Rev. GrowthOp. Rev. Growth > 40%Op. Rev. Growth 20% – 40%Op. Rev. Growth < 20% Sort by Op. Rev. GrowthSort by Net Profit GrowthSort by Market CapSort by GMR ScoreSort by Name Reset Filters Investor Insight: Companies with high operational revenue growth...
We will learn about the importance of time in the market versus timing the market using index investing. The same theory will apply to a portfolio of stocks, a basket of fundamentally strong stocks. It only reiterates the significance of staying invested for a very long term, with examples. What does it mean by timing…
The Altman Z-Score model assesses bankruptcy risk through five weighted financial ratios from balance sheets and profit statements. A score above 3.0 signals a financially stable company, safe for investment. Scores between 1.88 and 3.0 are borderline and worth avoiding, while below 1.88 predicts potential bankruptcy within two years.
Estimate risk profile before starting to invest. It is essential to figure out the right investment strategy for an individual. A person who is risk averse shall not end up buying a high-risk investment. Similarly, a person with a high-risk profile will find debt-based plans unsatisfying. Practically speaking, the majority of individuals fall between the…
Managing and handling money is not as simple as earning, spending, and saving. There are a few universal principles of money management that must also be followed. Each individual is unique, hence one’s way of handling money may not work for the other. This is where the universal principles become handly. Everyone can follow the…
Gold often rises when the stock market (Nifty or Sensex) falls, which can protect our money during crashes. Mixing gold and stocks in our portfolio can lower risk and stabilize returns over time. Use Nifty & Gold Comparison Calculator.
