In order to use this calculator more efficiently, I will suggest you to read the blog post written specifically about it. This blog post covers the following topics related to this calculator:

  • How to decide the holding time?
  • How to estimate the expected returns?
  • How not to commit month contributions?
  • Where to actually invest money after using this calculator?
Data InputRemarks
Investment GoalHow much amount you are planning to build throught this investment. What is your goal? (INR)
Holding TimeFor how much time you are planning to continue your monthly contributions & hold your lumpsum amount? (Years)
Expected ReturnHow much returns you are expecting on your investment? Returns below 10% can be earned by investing in risk free instruments. Returns abouve 10% needs investing in risky instruments like equity.
Initial InvestmentHow much lumpsum amount you can invest right now. If you cannot afford a lumpsum amount, put the amount as zero (INR)
Monthly ContributionsHow much monthly contributions you can afford to invest right now (INR)



ReportRemarks
Investment GoalThis is the planned corpus- the amount to be accumulated from investment
Total Corpus BuiltThis is the actual corpus- the amount that has been accumulated from investment (through one time lumpsum amount and monthly contributions)
– Corpus Built (SIP)This is the actual corpus- the amount that has been accumulated from investment (through monthly contributions)
– Corpus Built (Lumpsum)This is the actual corpus- the amount that has been accumulated from investment (through one time lumpsum amount)
Report – Chart