• Mutual Fund Investment Basics: A Comprehensive Guide For Beginners [2021]

    If you are a beginner who wants to start a mutual fund investment, you have landed on the right page. In this mutual fund guide, we will try to cover all basics related to investment in general and about mutual funds.  Who should read this article? This piece is for anyone who wants to start serious investing but does…

  • Stock Market Correction: About Falling Share Market

    Stock market moves in cycles (up and down). Falling prices are almost a daily routine. So, in backdrop of this fact, what is a stock market correction? When stock market index falls by -10% or below, it can be termed as a “correction”. Stock market corrections are frequent, or it is a rare phenomenon? On…

  • Which is better – Index Funds vs Actively Managed Funds [2021]?

    In last decade, index funds have gained lot of popularity. What makes index funds attractive is their low cost. Compared to actively managed funds, index funds has lower expense ratio. ‘HDFC Index Fund – Sensex’ is one of the better index funds. It has an expense ratio of 0.3% (Regular Plan), and 0.1% (Direct Plan)….

  • “REIT India” is Finally A Reality in form of “EMBASSY REIT”

    “Embassy REIT” is India’s first Real Estate Investment Trust (REIT). It’s IPO has been issued on 18th-Mar’19, and will remain open till 20th-Mar’19. Through this IPO, Embassy REIT wants to raise capital worth Rs.47,500 million (Rs.4,750 Crore). I have already written few basics about REIT. I’ll suggest you to give a glance on it as…

  • About “Focused Mutual Funds” and Sun Pharma Stock

    In this blog post I will talk about Focused Mutual Funds. So why I am referring to Sun Pharma stock here? Because it will help me explain the utility of focused mutual funds in a perspective. In last weeks, I read about Sun Pharma stock in a newspaper. They are considering that, this stock might…

  • What is NAV of Mutual Fund and How it is Calculated?

    What is NAV of mutual fund? NAV means “Net Asset Value”. The significance of NAV for us is, we buy units of a mutual fund scheme at its current NAV. Like ‘share price’ is for stocks, ‘NAV’ is for mutual fund scheme’s. But the similarity of NAV with share price ends here itself. Why I…

  • Performance of Mutual Funds After Total Return Index (TRI)

    Generally, how we evaluate performance of mutual funds? By looking at their historical returns.  Suppose there are two mutual funds A & B. The returns generated by these mutual funds in last 1 year has been as below: Most likely, in which mutual fund you will invest your money? Probably “A”, right? Now lets add…

  • How Low Trading Volume of ETFs is not a Problem?

    Why investors should be concerned (or not concerned) about the low trading volume of ETFs? Let me give you a history about the origin on this question. The average trading volumes (30 day) of few stocks as on 03rd-Aug’18 are as below (in NSE): TCS: 37,63,490 nos shares. RIL: 90,05,800 nos shares. HDFC Bank: 26,59,164…

  • Small Cap mutual funds vs Mid Cap and Large Cap funds

    In this article, you can read an interesting study done on Small Cap mutual funds. Why small cap funds? Because it is a new exploration for me. I personally prefer to invest in stocks of big established companies. Why? Because such companies are less risky. They have a proven track record which makes them comparatively safer. But…

  • Direct Equity Investment in India

    Direct equity investment can be very rewarding. Simultaneously this is also true that risk of loss in direct equity is high. People who can balance risk and return while dealing with direct equity are the winners. But how can one balance the risk and reward? The risk associated with direct equity comes from complexity of information Its not so…