Investing in real estate is a classic wealth-building approach. For most Indians, buying a home, office space, or land is considered the ultimate investment. But there’s another option that offers exposure to real estate without the hassle of ownership: Real Estate Investment Trusts (REITs). I prefer REITs over physical real estate for a few key…
Many people wonder if investing in the stock market can boost their income. I recently received a few questions about this topic, and I realized that many of you might have similar doubts. Let’s demystify this topic step-by-step. By the end of this blog post, you’ll have a clearer idea of whether the stock market…
A valued reader recently reached out to me with a question: “Should I sell my stocks to meet a personal financial need.” This dilemma is one that many investors face at some point in their investment journey. The decision to sell stocks, especially those acquired at a low cost like blue-chip companies, can feel particularly…
Imagine you have a cricket team made up of both batsmen and bowlers. If during a match, you suddenly have too many bowlers and not enough batsmen, your team balance is off. This mismatch might reduce your chances of winning. Similarly, in investing, your portfolio is like a team of different asset classes – equity,…
In the stock market, as an investor, you have three main choices – pick individual stocks, buy mutual funds, or explore Exchange Traded Funds (ETFs). Each option has its unique features, benefits, and challenges. Among these, investing in Nifty 50 ETF could be a wise long-term bet. People who seek a balanced, diversified, and cost-effective…
Day trading seems exciting. Buy stocks in the morning, sell them by evening, and pocket quick profits – it sounds simple, right? However, for most retail investors, especially beginners, the reality is very different. Making consistent profits through day trading is incredibly hard. Let’s explore why. Topics: 1. Unpredictability of stock price movements 2. High…
When retail investors hear stock market experts (Portfolio Managers from fund houses) on television or in financial news, the advice often feels compelling. Experts declare certain industries “uninvestable” or express bullishness on others. These statements can create confusion for investors with a long-term horizon of 5-7 years. Why? Should you base your stock-picking strategy on…
Imagine that you are a Cricket fan and you have to pick your favourite cricket team. But you must do it not just by how many matches they win but also by how fair, responsible, and supportive they are to their players, fans, and even the cricket community. That’s how investing in ESG (Environmental, Social,…
Recently I read this news on BS that shares the views of Kumar Mangalam Birla on future of his business. I found his thoughts very relatable. Hence, I thought to write a blog post for my readers. Kumar Mangalam Birla, is one of India’s most influential business leaders. He is known for his bold investment…
Investing in stocks can be a great way to build wealth, but it comes with its risks. Yes, it’s possible to lose money when investing in stocks, especially if you’re not careful. Stock prices fluctuate based on many factors, like market conditions, economic events, or company performance. While the potential for high returns exists, the…
To earn Rs 1 lakh monthly dividends, you need to invest Rs 2-3 crore in a diversified portfolio of dividend-paying stocks/mutual funds yielding 4-5%. Reinvesting dividends and holding quality stocks/funds for long-term can help achieve this goal. (use this calculator).
Imagine you’re at a party where everyone is dancing to the rhythm of life’s opportunities. Some are slow dancing, some are doing the cha-cha, and others are simply watching from the sidelines. In the world of investing, those who sit out might think they’re avoiding risk. But experts would argue, they could be missing out…
