Introduction A friend of mine got a few messages. It came from the National Stock Exchange (NSE) via a short code. The text showed a huge traded value linked to his account. He panicked. He had no idea why this happened. Then came another worry. The Income Tax Department might notice it too. This is…
Introduction You’ve got a nice flat in a nice Kolkata locality. You’ve the possession letter in your hand, and you’re dutifully paying maintenance and electricity bills. But now, you need funds urgently and you have decided to sell the flat. At this time you realized that the partition and mutation papers are missing. This is…
Introduction Today, we’re going to talk about a that caught me by surprise. Our two premier private banks, particularly ICICI Bank and HDFC Bank, have decided to significantly increase their Minimum Balance Requirements (MBR) for savings accounts. Read here to know what’s my perspective about MBR hike as a stock investor. It’s a move that…
Introduction Lately, our stock market has been a bit like a rollercoaster. Trump’s tariff talks have stirred things up. It leaves many of us wondering where to park our money safely. That’s why I’m excited to dive into something interesting today. The Quant Small Cap Fund. It is one of India’s most talked-about mutual fund…
Introduction If you’ve ever looked at an ETF like the Mirae Asset S&P 500 Top 50 ETF and wondered how it works, you’re not alone. I remember staring at my trading app, confused about why an ETF tracking US stocks was moving during Indian market hours. The US stock market is closed during Indian trading…
FI/RE Portfolio Calculator GMR FIRE Calculator Basic Monthly Expenses (₹): Expected Return (%): Expected Passive Income Yield (%): Years to Financial Independence: Annual Inflation Rate (%): Calculate Your FIRE Portfolio Your Path to Financial Independence Table of Contents Introduction 1. What is Financial Independence (FI/RE)? 2. The Journey to Financial Independence: Step-by-Step – 3. Part…
Table of Contents Introduction 1. What’s is Inflation? 2. The Numbers of 2014 vs. 2025 3. The Puzzle – 3.1 Government’s Role: Subsidies and Taxes – 3.2 Rupee vs. Dollar: The Exchange Game – 3.3 Global Oil Prices – 3.4 The Composition of the CPI Basket Conclusion Introduction There’s been a viral video on youtube…
Table of Contents Introduction 1. Neeraj Khanchandani Story: A Recap 2. Why I’m Writing This Post 3. Understanding Health Insurance in India 4. What Is Non-Disclosure? 5. Was the Waiting Period a Factor? 6. Other Possible Reasons for the Rejection 7. What Could Khanchandani Have Done Differently? 8. My Views: Was the Rejection Justified? What…
Compare Monthly Income Schemes in India Monthly Income Scheme Comparator Investment Amount (₹) ₹1,00,000 Preferred Risk Level AllZero RiskLow RiskModerate Risk Need Tax Benefits? AllYesNo Calculate Monthly Income Disclaimer: This tool provides estimates based on July 2025 data. Consult a financial advisor before investing. Table of Contents Introduction Why Look Beyond POMIS? 1. Senior Citizen…
GENIUS Act: Stablecoins vs Digital Rupee: Compare Explore how stablecoins and the Digital Rupee (e₹) differ. Select a topic or take the quiz! Choose a Topic: Who Issues It?Purpose & ControlValue StabilityUse in India Digital Rupee (e₹) Stablecoins Test Your Knowledge Is the Digital Rupee (e₹) a stablecoin? No Yes Which Suits You? Using it…
Mutual Fund Allocation Guide 1. What is your investment time horizon? Short-term (0-3 Years) Medium-term (3-7 Years) Long-term (7+ Years) 2. How would you describe your risk appetite? Conservative (Capital preservation) Moderate (Balanced growth & risk) Aggressive (Higher growth, higher risk) 3. Are you a first-time equity investor? Yes No Get My Fund Recommendation This…
ROI Calculator – Zepto Dark Store Franchise Model Zepto Dark Store ROI Calculator Curious about the financial potential of a Zepto dark store? Use this tool to input your own assumptions and instantly see the estimated initial investment, monthly profits, and the all-important XIRR. Your Assumptions (in ₹) Monthly Rent (₹) Rent Deposit (Months) Bank…
