• Bad Bank: What Is It And How Does It Work?

    The objective of this article is to highlight the use, effectiveness, and limitation of a Bad Bank. For the shareholders of banking stocks, especially government banks, it is interesting to know why the concept of Bad bank was introduced in India. If this Bank will function well, it has the potential to wash out the…

  • If A Bank Closes What Happens To The Deposits? [DICGC]

    Once a person said, I have a fixed deposit of 65 lakhs in a bank. He asked if a bank closes what happens to the deposits? The answer is in the term called “Deposit Insurance & Credit Guarantee Corporation [DICGC]”. We will discuss about DICGC in this article. In a comparatively extravagant world of cryptocurrencies and the stock…

  • What is the business Model of Banks?

    The business model of Banks is different from other businesses. Check Bank Data in Stock Screener. We are more accustomed with “manufacturing” business models. Which is as below: But banks do not work with this model. In order to attempt analysis of banking stocks, an investor must understand the business model of banks. So lets look…