Suppose, a person earns an income of Rs.35,000 per month. The question is, can he build a crore portfolio from his income streams? The short answer is ‘yes.’ Is it difficult? Yes, but with some rules and discipline the end result is easily achievable. So, a person who is ready for this journey, even with…
My father has a VW Polo petrol since 2016. Being a retired man, he does not drive much. But he wants to get rid of the hassle of going to fuel stations to get the car refueled. Moreover, he also wants to contribute (carbon Footprint) by switching to an EV. Hence, he proposed to change…
To understand if Redington’s Stock is undervalued or not, we must first look into its business. On the face of it, the company looks like a typical IT company, but it is not. Looking at its business model will tell us why a strong-looking company like Redington trades at a PE multiple of below ten…
Think and Grow Rich by Napoleon Hill is not just a book; for me, it is a thorough guide of endless possibilities. Published in 1937, it defied the despair of the Great Depression with a revolutionary idea: the power of the human mind to transform dreams into reality. In this compact introduction, we’ll embark on…
In this article, I’ll try to use the method proposed by Mr. Aswath Damodaran to calculate the Equity Risk Premium of an Index. I’ll use the S&P BSE 500 index for our calculations. We can apply the same method of calculation to the equity risk premium (ERP) of individual stocks. But before proceeding further, allow…
We’ll delve into the investment minds of Warren Buffett and Charlie Munger as we explore their profound perspectives on the high returns of capital. We’ll try to gain insights by looking into their perspective on capital deployment by companies. As an investor, we know that a company that can yield high returns of capital will…
The UPL Limited has been in my stock portfolio for some time. At the current valuations, the company is valued at Rs.45,000 crores as its market capitalization. In the last 10 years, this stock has yielded a price appreciation of about 20% per annum. Now, I’m trying to reevaluate my holdings in this company. The…
Last week we did a fundamental analysis of a small-cap Indian IT sector company called Expleo Solutions. While doing the analysis, the thought of doing the analysis of an IT sector heavyweight came to mind. Infosys was intentionally picked between it and TCS as it looked better valued in terms of PE ratio. Moreover, while…
The Reserve Bank of India (RBI) raised the repo rate (Interest Rates) by 0.25% in Feb’23 (see repo rate history since 2005). This was the fifth repo rate hike since Oct 2020. The rising interest rates often have a negative impact on the stock market. They make it more expensive for businesses to borrow money…
This is an attempt to do a quick fundamental analysis of Expleo Solutions. The purpose of this article is to get an idea about what is a fair price (Intrinsic value) of the company’s shares. Currently, the stock price of Expleo Solutions is trading at approximately Rs.1,400 per share. Recently someone close to me brought…
Let’s dive into the mind of Howard Marks to decipher the flows of investment cycles. Who is Howard Marks? He is an American investor, writer, and co-founder of Oaktree Capital Management. We will know about what Howard Marks describes as the underlying themes that shape market movements. It will give us insights and build our…
Let’s discover which investment alternative is better for monthly income generation. Should we park our money in a 10-year fixed deposit with monthly payouts? Or is the allure of a rental income from a residential property more enticing? We’ll analyze these two investments using a rule of value investing. We’ll estimate their intrinsic value and…
