• ITC Hotels Demerger: Is It Good for Existing and New Shareholders of ITC?

    ITC, one of India’s oldest and most diversified companies, has made headlines again with its decision to demerge its hotel business, ITC Hotels, effective January 1, 2025. If you’re wondering what this means for you an an existing or potential investment (considering buying ITC shares for the long term), this blog will declutter the topic…

  • How to Decide When to Sell Stocks for Personal Needs?

    A valued reader recently reached out to me with a question: “Should I sell my stocks to meet a personal financial need.” This dilemma is one that many investors face at some point in their investment journey. The decision to sell stocks, especially those acquired at a low cost like blue-chip companies, can feel particularly…

  • Emami Ltd: Analysis of the Business Fundamentals of This FMCG Giant

    Emami Limited, founded in 1974, is a household name in India’s Fast Moving Consumer Goods (FMCG) sector. Known for its iconic brands like Navratna, BoroPlus, Fair and Handsome, and Zandu. The company has successfully carved a niche in personal care and healthcare products. Let’s explore the business fundamentals of Emami to understand what makes it…

  • Mutual Funds vs Home Loan Prepayment: What’s the Right Choice for You?

    Recently a reader posted this question to me: “Should I use funds from my mutual funds corpus to prepay home loan?” If you are also considering mutual fund withdrawals to prepay your home loan, I think article will help. It’s an intuitive urge, and at some stage of investing almost all investors face this dilemma….

  • How a Stock Split and Bonus Issue Impact EPS: Will Past Figures Be Adjusted?

    Stock splits and bonus issues impact a company’s EPS. Do past EPS figures change too? Learn why financial portals (like moneycontrol) adjust historical data and what it means to us. A reader (Raj Sharma) recently asked, “After a stock split, will the past EPS figures also gets adjusted on moneycontrol? What happens in the case…

  • Quantum Computing: The Future of Technology and Potential Investment

    Have you ever wondered how computers of the future will handle complex problems that are almost impossible for today’s machines? Well, there’s an exciting breakthrough happening right now in the world of quantum computing. I think, this development could have big implications for our lives, specifically in industries like finance, healthcare, and even energy. In…

  • Why Accurate GDP Numbers Matter: Is this an India Relevant Topic?

    Let’s first understanding GDP. What Is GDP? Why is GDP numbers important for a country? Imagine you run a small chai (tea) shop. To figure out how successful you are, you keep track of the number of cups sold (volume), your earnings (turnover), and your expenses (cost of doing business). Now imagine doing this same…

  • What is Portfolio Rebalancing and Why is it Important?

    Imagine you have a cricket team made up of both batsmen and bowlers. If during a match, you suddenly have too many bowlers and not enough batsmen, your team balance is off. This mismatch might reduce your chances of winning. Similarly, in investing, your portfolio is like a team of different asset classes – equity,…

  • Godrej Consumer Products: A Long-term Investment Perspective Amidst Short-term Headwinds

    In the already weak market of consumer goods, Godrej Consumer Products Limited (GCPL) has recently highlighted some pressing challenges. In its latest business update for the third quarter (Q3), the company came out with a few revealing facts. For investors looking at a horizon of 10-15 years, these updates are not just indicators of current…