• Why I Sold My Favorite Stock in 2025: A Lesson Every Investor Needs to Learn

    Summary: In this blog post, I share the tough decision to sell my favorite Indian IT stock in 2025, revealing how emotional attachment clouded my judgment and the critical lesson I learned about staying objective in investing. A Financial Calculator Should You Sell Your Stock? Current Stock Price: 52-Week High Price: Revenue Growth (%): Debt-to-Equity…

  • The Gensol Engineering Saga: From Solar Dreams To a Financial Fraud [BluSmart Story]

    Summary: The Gensol Engineering saga traces the rise and fall of a promising solar energy company, from its 2019 IPO and peak stock price of Rs. 2,300 to a 91% crash by April 2025, triggered by crippling debt, credit downgrades, and SEBI’s fraud allegations against founders Anmol and Puneet Singh Jaggi, who misused funds, dragging…

  • Do We Have Crypto Stocks in the Indian Stock Market?

    Summary Points: I explored crypto stocks in India. No listed crypto exchanges or crypto mining companies exist. Regulatory uncertainty limits listings. WazirX and CoinDCX are unlisted. Some listed IT companies do offer blockchain based business to their clients (check this list). Investors can buy crypto directly instead of a crypto stock. Introduction I tried to…

  • What’s the Difference Between a CRR Cut and a Repo Rate Cut by the RBI?

    Summary Points: RBI cut repo rate to 6% in April 2025. CRR dropped from 4.5% to 4% in December 2024. CRR cut gives banks instant cash to lend. Repo rate cut makes borrowing cheaper over time. Both tools boost money flow in economy. RBI picks them based on liquidity and growth needs. Check the tablated…

  • What is the Impact of a Cash Reserve Ratio (CRR) Cut on Banks?

    Summary Points: When RBI cuts CRR what it means for banks. A 0.5% CRR cut freed up Rs.1.16 lakh crore for banks in Dec’24. Post CRR cut banks can lend more, boosting their profits. PSU banks might benefit more than private ones. Bank stocks rose initially but could falter later. Economy gets a push if…

  • What Are Offshore Derivative Instruments (ODIs)? Why SEBI Banned It?

    Summary Points: ODIs let foreign investors bet on Indian stocks.See the flow chart #1 FPIs used derivatives to create and hedge ODIs. See the flow chart #2 SEBI’s new rule bans derivative-based ODIs for FPIs. FPIs must now use actual stocks, not derivatives. Big ODI users need to disclose more details. This might reduce FPI…

  • Jio Financial Services’ “Loans Against Shares” is An Important Business Move [Explained]

    Summary Points: Jio Financial Services’ stock jumped 5.61% today. Jio Finance launched digital loans against shares. Loans up to Rs.1 crore disbursed in 10 minutes. It’s faster than competitors like Bajaj Finserv. Reliance’s tech edge drives this bold move. Market sees growth potential in this service. Aims at investors needing cash without selling shares. Introduction…

  • Fiem Industries: How Moneycontrol and Stock Engine Rate It in 2025

    Summary Points: Fiem Industries shines in two-wheeler lighting. Moneycontrol rates it “Overweight” for long-term. My Stock Engine gives it an Overall score of 63.25%. Growth and moat are Fiem’s strengths. Price looks overvalued, profitability needs work. Both analyses offer valuable investment insights. Jump here to see the comparison Introduction I’ve poured my heart and soul…

  • Trump’s Tariff Gamble: Did He Foresee the Global Chaos Coming?

    Summary Points: Trump’s tariffs started with China, Canada, Mexico in January. April 2nd brought massive reciprocal tariffs globally. Markets crashed, like a -12% S&P 500 drop (in 30 days). China and others hit back with their own tariffs. Even Americans are upset over rising costs, layoffs. Did Trump expect this chaos or misjudge it? Maybe…

  • How Re-Baselining and Self-Cannibalisation is Redefining Indian IT Sector in 2025

    Summary Points: Let’s understand how re-baselining is shaking up big IT deals as clients demand cheaper, AI-driven solutions. Self-cannibalisation is another twist. Our companies are building new tech that’s eating into their old business. The global economy, especially U.S. tariffs, is making things more complicated. It ispushing our IT companies to rethink their business strategies….

  • The US Dollar’s Dominance – Will It Now Fade Away?

    Summary Points: I got an email from a reader wondering why the U.S. dollar stays dominant (Jump here for the reason). The USD’s reserve status and U.S. Treasuries keep its demand high. A strong dollar also lets the U.S. survive even with big deficits and high debts (for now). Low inflation and low rates help,…