Retail investors in India can invest in commodities like crude oil, soybeans, and copper through futures, options, ETFs, or stocks of related companies on MCX, NCDEX, or NSE/BSE. Start small with ETFs or stocks for lower risk, and use SEBI-registered brokers ICICI Direct etc. Table of Contents Introduction 1. Why Commodities Matter for Retail Investors…
Table of Contents Introduction 1. The Ideal ULIP Investor – Who Are They? 2. Why a Term Plan Isn’t Enough for ULIP Investors 3. Why Endowment Plans Don’t Appeal to ULIP Investors 4. Why Equity Mutual Funds Fall Short for ULIP Investors 5. Why ULIPs Are a Bad Fit for Term Plan Seekers 6. Why…
Compounding in mutual funds drives wealth through reinvested dividends and company growth via retained earnings. By choosing growth – oriented funds and staying invested, your money multiplies exponentially over time. Start early and let patience unlock substantial returns for your financial goals. Table of Contents Introduction 1. What Is Compounding? 2. How Compound Interest Differs…
Table of Contents Introduction 1. A Quick Comparison Table 2. The Appeal of Stability in Big Names 3. Strong Fundamentals Draw the Crowd 4. Why Skip the Smaller Players? 5. Low Interest from Big Funds 6. Risk vs Reward Conclusion Introduction I’ve been tracking stocks for a while now. We all know how mutual funds and…
Introduction Let’s take a closer look at a stock called Ador Welding (AWL). It is a known name in the welding industry. One of the main competitor of AWL is Esab India. Read a comparison blog on them here. Like many companies, AWL has going through a tough time. But what’s interesting for me are…
Imagine you’ve clawed your way out of financial hardship. You’ve built a small safety net. Then, your parents face eviction from their rental house. The situation asks you to wipe out your emergency fund to help your parents. What do you do? This is the real-life struggle of a 24-year-old person, who had a tough…
Introduction I got an email from one of my readers. He wrote in with a common dilemma. He has the Axis Horizon card for 15 years now. It started as Citi PremierMiles. His limit is Rs.16 lakhs, which covers his usual Rs. 40,000 monthly credit card spends. Sometimes it spikes to Rs. 2 lakhs for…
Table of Contents Introduction 1. Why Scholarships Matter 2. Types of Scholarships Available 3. Government Scholarships in India 4. Private and Corporate Scholarships 5. How Scholarships Help Manage Costs 6. Finding Scholarships 7. Application Process and Tips Conclusion Introduction College education in India is getting pricier every year, with soaring tuition and hostel fees. Scholarships…
Introduction I came across an article in Business Today (BT) about the FIFO tax trap. It’s a good read. It explains how the First In, First Out (FIFO) rule in Demat accounts can affect your taxes. But it got me thinking. As someone who’s been investing in stocks for years, I see this differently. The…
Introduction I recently received a very relatable query from a reader. It perfectly captures one of the toughest dilemmas an investor can face. He asked, “what to do when a seemingly good company’s stock just doesn’t perform.” It’s a frustrating situation. You’ve done your research, you believe in the company, but your portfolio tells a…
Introduction I recently saw an interview on CNBC TV18 where the representative from Chalet Hotels was present. The host asked a pointed question about the company’s hefty Rs.2,554.30 crore loan book. The representative calmly responded, saying the debt is within a “3x EBITDA” limit, which makes it manageable. When I heard that description of the…
Car Loan Profit Calculator Car Loan Profit Calculator Car Price / FD & Loan Amount (₹): Loan/FD Duration (Years): FD Interest Rate (% Annually): Car Loan Interest Rate (% Annually): Calculate Profit & EMI Reset Description Amount Total Interest Earned on FD Total Interest Paid on Loan Net Profit/Loss Estimated Monthly EMI Note: This calculator…
