Introduction
Let me be honest with you.
In the last 12 months, I seriously considered shutting down Stock Engine.
Traffic to my website fell sharply. New subscribers slowed down. And everywhere I looked, people were asking ChatGPT about stocks instead of using a dedicated research tool. As someone who has run this platform since 2008, I started asking myself an uncomfortable question: has a tool like Stock Engine become irrelevant in the age of AI?
I sat with that question for a while. And what I found surprised me.
What Happens When You Ask ChatGPT to Pick Stocks
Try this experiment. Open ChatGPT and type: “Which NSE-listed stocks are fundamentally strong right now?”
You will get an answer. It will sound confident. It will name companies, mention PE ratios, talk about growth sectors. It reads well.
But here is what is actually happening behind that answer:
ChatGPT is pattern-matching from text it was trained on – analyst reports, news articles, financial blogs. It is giving you a synthesis of past opinions, not a live analysis of current financial data.
It does not know what Tata Steel’s latest quarterly numbers look like. It cannot tell you whether Infosys’s return on equity has improved or declined in the last two years. And most importantly, it is not applying any consistent, reproducible logic across thousands of stocks simultaneously.
What you get from ChatGPT is an articulate guess dressed up as analysis.
What Stock Engine Actually Does
Stock Engine is not a chatbot. It does not have opinions.
What it does is apply my algorithm – a multi-parameter scoring system built over years of studying Indian businesses – consistently across NSE/BSE-listed stocks.
Every stock gets evaluated on the same criteria. No mood, no bias, no hallucination.
When Stock Engine scores a company highly, it means that the company has cleared the same filters that every other high-scoring company cleared. When it scores one low, the same logic applies.
This is what serious investors call signal over noise.
ChatGPT gives you noise that sounds like a signal. Stock Engine gives you a signal, plainly.
The Real Difference: Reproducibility
Here is one thing that separates an algorithm from an AI chatbot, and it matters enormously for investing.
Ask ChatGPT the same question tomorrow. You will get a different answer.
Run Stock Engine’s algorithm on the same stock data twice. You will get the same score.
In investing, consistency is not a small thing. If your screening process changes every time you run it, you are not following a process at all. You are following a feeling. And feelings, in the stock market, are expensive.
Who Still Needs Stock Engine
I may sound blunt here. Stock Engine is not for everyone.
If you are a casual investor who invests once a year and wants a rough idea of what sectors look good, ChatGPT is probably fine for you. You do not need a systematic tool.
But if you are someone who:
- Monitors a watchlist of 20–30 stocks regularly
- Wants to compare fundamentals across an industry before investing
- Believes in process-driven investing rather than tip-following
- Does not want to re-read 40 annual reports every time a new quarter drops
…then Stock Engine exists specifically for you. It does the heavy lifting so you can do the thinking.
Why I Did Not Shut It Down
The reason I considered closing Stock Engine was not that it stopped working. The algorithm is as sound as it was in 2021 (even better now). The reason I hesitated was that fewer new people were discovering it, because Google search has changed dramatically.
But that is a distribution problem, not a product problem.
The investors who use Stock Engine regularly are not using it less. They have not switched to ChatGPT for their stock screening. Why? Because they know the difference between a tool that analyses and a tool that opines.
And once you know that difference, you cannot un-know it.
Conclusion
AI has genuinely changed how we find information. I use it myself, every day, for writing, for research, for thinking through problems.
But I have not once used it to decide which stocks deserve my money.
For that, I still trust a process. And Stock Engine is mine.
If you want to see what process-driven stock analysis looks like, [try Stock Engine here]. No tips. No opinions. Just the algorithm, doing its job.
Have a happy investing.
