I’m a firm believer of the concept of tracking all expenses. If financial independence is the ultimate goal, then tracking expenses is first step which
We all know what is a fixed deposit, right? Many consider it as an investment option. But I personally prefer to refer to and use
What is Emergency Fund? It is a saving which is built to take care of unforeseen happenings of life. Hence such a saving, which caters
Experts write billion words about investment. But it is surprising that how little is written about how to save money (comparatively). In fact, it is hard
One of the most underrated activity is ‘expense management’. We tend to focus more on income generation, and less on ‘managing expenses’. Why? [Read: About
You know, one can use clever tricks to save money. This way one can fool self, and save more. But why to resort to fooling
Is there really any available alternative to savings account in India? India has really evolved over the past 2-3 decades in terms of utilising investment
Recurring deposits has potential to make us a millionaire. How? We all want to become rich, and recurring deposits can help us achieve this target. I
FD are favourite investment vehicle, right? But is it possible to earn higher interest on FD investment? Fixed deposits (FD) remain one of the most
I have been budgeting and tracking my expenses since last 8 years. There has hardly been any expense that has went unaccounted in these years.
Where to park money idling in savings account? Savings accounts offer to low interest. Better is to invest it elsewhere. Where do you keep your
In income investing, maintaining liquidity is also very important. Withdraw of funds prematurely without getting penalized is a priority. Liquidity is a big limitation in