Once a person said, I have a fixed deposit of 65 lakhs in a bank. He asked if a bank closes what happens to the… Read More »If A Bank Closes What Happens To The Deposits? [DICGC]
I’m a firm believer of the concept of tracking all expenses. If financial independence is the ultimate goal, then tracking expenses is first step which… Read More »50/30/20 Budgeting Rule – Follow this rule to build an expense budget
We all know what is a fixed deposit, right? Many consider it as an investment option. But I personally prefer to refer to and use… Read More »Fixed Deposit: Learning How to Value a Fixed Deposit (FD) is a Lesson of Lifetime
What is Emergency Fund? It is a saving which is built to take care of unforeseen happenings of life. Hence such a saving, which caters… Read More »Emergency Fund: The Definitive Guide [New Perspective]
Experts write billion words about investment. But it is surprising that how little is written about how to save money (comparatively). In fact, it is hard… Read More »Save Money: A Definitive Guide – 19 Tips on How To Save Money From Salary
One of the most underrated activity is ‘expense management’. We tend to focus more on income generation, and less on ‘managing expenses’. Why? [Read: About… Read More »Benefits of Budgeting and Tracking Expenses
You know, one can use clever tricks to save money. This way one can fool self, and save more. But why to resort to fooling… Read More »Tips & Tricks to Save Money – Save Money To Live Better
Is there really any available alternative to savings account in India? India has really evolved over the past 2-3 decades in terms of utilising investment… Read More »Which is the Best Alternative to Savings Account?
Recurring deposits has potential to make us a millionaire. How? We all want to become rich, and recurring deposits can help us achieve this target. I… Read More »How Recurring Deposits can make You a Millionaire?
FD are favourite investment vehicle, right? But is it possible to earn higher interest on FD investment? Fixed deposits (FD) remain one of the most… Read More »5 Ways to Earn Higher Interest on FD Investment
I have been budgeting and tracking my expenses since last 8 years. There has hardly been any expense that has went unaccounted in these years.… Read More »Build Expense tracking software in Excel
Where to park money idling in savings account? Savings accounts offer to low interest. Better is to invest it elsewhere. Where do you keep your… Read More »Where to Park Money Idling in Savings Account?