I’m a firm believer of the concept of tracking all expenses. If financial independence is the ultimate goal, then tracking expenses is first step which can lead us there. 50/30/20 budgeting rule is the foundation […]
We all know what is a fixed deposit, right? Many consider it as an investment option. But I personally prefer to refer and use it as a convenient savings option. ‘Term deposit’ and ‘bank deposit’ […]
What is Emergency Fund? It is a saving which is built to take care of unforeseen happenings of life. Hence such a saving, which caters only to unforeseen events, is categorised as emergency fund. It […]
Experts write billion words about investment. But it is surprising that how little is written about how to save money (comparatively). In fact, it is hard to find a comprehensive guide about “savings” on internet. But […]
One of the most underrated activity is ‘expense management’. We tend to focus more on income generation, and less on ‘managing expenses’. Why? [Read: About an Excel based tool which can budget & track expenses] […]
You know, one can use clever tricks to save money. This way one can fool self, and save more. But why to resort to fooling self? Because most of us are better spenders of money; […]
Is there really any available alternative to savings account in India? India has really evolved over the past 2-3 decades in terms of utilising investment options. Earlier people used to know only fixed deposits, NSC, […]
Recurring deposits has potential to make us a millionaire. How? We all want to become rich, and recurring deposits can help us achieve this target. I have personally gone past a rough patch in my life […]
FD are favourite investment vehicle, right? But is it possible to earn higher interest on FD investment? Fixed deposits (FD) remain one of the most trusted investments in India. People of all ages and all […]
I have been budgeting and tracking my expenses since last 8 years. There has hardly been any expense that has went unaccounted in these years. I love to keep my accounts absolutely updated. The best […]
Where to park money idling in savings account? Savings accounts offer to low interest. Better is to invest it elsewhere. Where do you keep your savings? Majority do it in savings account. What are the […]
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