The Dosa Economics of Raghuram Rajan explains the negative impact of high inflation on our purchasing power. But we already know that high inflation is bad, right? So… Read More »Dosa Economics: How Falling Interest Rates on Deposits is not always bad?
Retirement planning is important. Why? Because this is what is going to give us financial independence after we’ve retired from our jobs/work. The planning will… Read More »Retirement Planning: A comprehensive guide about how to do it [Calculator]
Senior Citizen Saving Scheme (SCSS) is a “Government Initiative” in line with Government Savings Banks Act, 1873. It comes under “small savings scheme” which became… Read More »Senior Citizen Savings Scheme (SCSS), 2004
National Pension System (NPS) is a ‘retirement savings scheme’ which anyone can use to build retirement corpus. Yes, NPS is a corpus builder. In itself,… Read More »National Pension System (NPS): Is It A Good Tool For Retirement Planning [Guide]
What is annuity? It is an investment product for retired people. Only after retirement, a person can get the benefits of annuity. Annuity is purchased… Read More »Annuity: All About Annuity in Retirement Portfolio [Plan]
From starting days in my job, I began searching answers for early retirement. It took me close to 16+ years to finally retire from my… Read More »Early Retirement: How to Retire Early From Job [Now]
Reverse mortgage is also a ‘home based’ loan. But it is different from our typical home loan. The main difference is that, reverse mortgage is… Read More »What is Reverse Mortgage? How it can generate income for old people?
Almost all salaried people in India contributes to EPF scheme to build a retirement corpus. But NPS (National Pension System) did not had this kind… Read More »NPS can build bigger retirement corpus than EPF. But which is better?
GOI has announced a pension scheme called “Pradhan Mantri Vaya Vandana Yojana (PMVVY)” for retired people above 60 years of age. PMVVY scheme was made… Read More »Which is Better Between Pradhan Mantri Vaya Vandana Yojana (PMVVY) and SCSS
How difficult it was for people to understand the EPF withdrawal process? In good old days, EPF withdrawal process was known only to the employer.… Read More »How Easy is the Online EPF Withdrawal Process?
When I was 25, I was already dreaming about financial independence. On one side, my father was enjoying his job even when close to retirement,… Read More »How much money do I need to retire from job: How to Calculate?
There are several alternatives available for investing money in India. But the problem is that, investment after retirement must be done in a specific way.… Read More »Which is the Best Investment After Retirement? How to Plan the Investment of Retirement Corpus?