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If you are in a dilemma about whether to invest or prepay the home loan using your spare cash, then you are not alone. This… Read More »Invest or Prepay The Home Loan? Which is the wiser alternative for people?
When you’ll Google the term “become debt free“, the search result will also display a query: “is it good to be debt free?“ This dichotomy… Read More »Become Debt Free: A Plan To Get Out of Debt Quickly [NOW]
Before this incident I never heard of a home construction loan. One of our colleague was constructing a home for himself. In this age of… Read More »Home Construction Loan: What is The Process To Get Such Loans [India]
There was a time in my life where I’d to spend 50% of my ‘take home salary’ on EMI for home loan. Though it was… Read More »Debt Trap – What is it? How to identify the trap? Use Debt Burden Calculator.
Reverse mortgage is also a ‘home based’ loan. But it is different from our typical home loan. The main difference is that, reverse mortgage is… Read More »What is Reverse Mortgage? How it can generate income for old people?
Why to bother and calculate personal loan eligibility? Is it worth spending time on it? Banks anyways does it for us, right? Yes, but bank’s… Read More »How to Calculate Personal Loan Eligibility? Use A Calculator…
Let me give you the answer straight away. There is no way one can build or improve credit score without debt. Though there is a small compromise… Read More »How to improve credit score without debt?
Allow me to tell you a story about ‘reducing balance loan calculation’. Why I’m writing a blog post about it? Because it helped me and… Read More »Reducing Balance Method of Loan Calculation: Online Calculator & Excel Working
Home loan is one debt that is often very high in value. Payment of EMI takes years to complete. Important question is should you pay home… Read More »Should You Pay Home Loan Early?
SBI provides home loan at most attractive interest rates. Yuvraj wanted his home long transfer to SBI. He did some study and here are his… Read More »Home Loan Transfer to SBI – How to do it?
Prepayment of loan can directly lowers the principal amount. If one keeps the tenure unaltered, lowering of principal amount will directly lower the EMI. This… Read More »Calculator to Reduce Loan EMI: How to use it?
Paying home loan EMI’s month-after-month is a burden. How to reduce home loan EMI? By making loan ‘prepayment‘. What is prepayment? It is an extra… Read More »Which is better: home loan prepayment to reduce EMI or tenure?