Generally, we invest money in two forms. First is in lump-sum, like a one-time investment. We also invest systematically, small-small amounts each month. How to… Read More »Return on Investment (ROI): Measuring Returns Using CAGR & XIRR Formula
When one first starts to feel the need for a personal finance overhaul? It does not happen while just starting in a job. The need for organizing finances creeps in… Read More »Organizing Finances: 7 Steps To Put-In-Order Our Personal Finance
The compound interest formula can teach us the basics of long term investing. We heard about simple interest and compound interest way back in our school days (Class 8th).… Read More »What is Compound Interest? Use it to learn about long-term investing [Calculators]
If idea is to manage our finances seriously, we’ll resort to experts to handle it for us. But is it correct to be dependent on… Read More »How To Manage Our Finances: How to do it in a systematic way?
There can be a formula for wealth building. If you are interested to know about how to build wealth then you just need to follow… Read More »Wealth Building: How To Build Wealth in 30s [Wealth Formula]
Why I got interested in the concept of Net Asset Value (NAV)? Because it helped me to see my portfolio-building from the eyes of a… Read More »Net Asset Value (NAV) Concept: How we can use it to build our own investment portfolio?
“What is the need of money management; after all we earn money only to spend it one day”. I was trying to be ironic. But… Read More »Money Management: How Common Men Should Handle Money?
Like long term investing is a strategy to invest money, ‘rupee cost averaging’ is also an investment strategy to invest money by taking lesser risks.… Read More »Rupee Cost Averaging: An Investment Strategy For Beginners To Invest With Discipline & Less Risk
Long term investment is not an investment option in itself. It is a strategy which we can follow to practice investment. Let’s understand it using… Read More »Long Term Investment: A Strategy to Earn Maximum Return at Minimum Risk
Diversification: Including different types of non-related assets in portfolio is called investment diversification. It is a strategy to minimise the risk of loss in case… Read More »Investment Diversification: A Strategy To Earn High Returns at Low Risks 
Ones present personal financial health is built upon how money was handled in the past. Better the money is handled today, healthier will be the… Read More »Financial Health Score: Steps To Becoming Financially Healthy
What is financial independence? It is a state where ones assets generate enough passive income to pay for the required expenses of life. People also… Read More »Financial Independence: A Definitive Guide To Achieve It In Stages