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Long back, I faced an issue with my health insurance policy. Our claim got rejected on the grounds of pre-existing disease. It happened in Yr-2008 when… Read More »Pre-Existing Disease & Group Health Insurance
In India motor insurance is mandatory. It must be availed by law. Without an insurance, no vehicle can run on the roads. It is applicable… Read More »Motor Insurance: New Rule for Insurance of Cars in India
Buying a zero depreciation car insurance policy is a good idea. But it is costly compared to other policies. So people who can afford a… Read More »Who Should Buy Zero Depreciation Car Insurance Policy?
Buying medical insurance cover in 40s is not a bad idea. Ideally, one must buy a medical cover early in life. How early? Better to… Read More »Buying Medical Insurance cover in 40s is a must
One must avoid car insurance claim in case of minor damages. Why? First pay the insurance premium, and then avoid small claims, does it make… Read More »When to Avoid Car Insurance Claim?
Buying insurance cover with home loan is not mandatory. But still, banks “insist” the borrower to avail this facility. What one must do? If buying… Read More »Buying Insurance Cover with Home Loan is Mandatory?
How to buy health insurance? Generally how do we buy a health insurance policy? Do we plan before buying one? In most cases the answer… Read More »How to buy health insurance policy?
We buy life insurance policy with a wise intention. But do we tell our family how to use life insurance money? Life insurance money is… Read More »How to use life insurance money received as death benefit?
One day my Life Insurance agent approached me and informed me about a child insurance plan. That insurance policy provided insurance coverage of Rs 10,00,000.… Read More »Child Insurance Plan Vs Mutual Fund Investment
Insurance planning is essential. It helps people to manage the potential risk that may come in future. The probability of occurrence of such a risk… Read More »Everything About Insurance Planning
One day I was discussing with my friend about term insurance plans in India. Our thoughts were so different about the term plan that we… Read More »Know About Term Insurance Plan in India